Philosophy

I started MyCreditRepairCoach.com with the knowledge and experience from 15 years working in the lending industry.  Everyday I worked with clients needing credit repair to get a mortgage or a better rate.  Credit reports need to be managed on a periodic basis to ensure they remain accurate.  Maintaining an accurate credit report is essential to receiving the best rates and services.  Management of credit needs to be done before applying for credit.

People Want To Know

Our current credit reporting system is repetitive and not user friendly.  People want to know how to manage their credit report but don’t know how to start. Credit reports are often wrong more times than right.  People understand that these mistakes cost them a lot of money and want their credit report to be accurate to ensure they get the best possible loans and services. Some people look for the quick fix but don’t care how they got there or where they are going.  These people often end up in the same mess a year or two down the road and in this case we are not for you. However, if you want to learn how to manage your credit, increase your credit scores, and take an active role in building and maintaining your future then we share the same goals and would like to be your credit repair coach.  Managing and building credit can be accomplished easily with the right know-how and organization.

Higher Credit Scores

You probable know by now that people with higher credit scores save money.  Higher credit scores mean lower mortgage, auto, and credit card rates.  Higher credit scores can also save you money on your insurance payments and increase
your chances when applying to rent a home.  So how do you get higher credit scores?  We’ll it’s more than just cleaning up your credit past.  It’s also building your credit future.  Think of your credit score as an elevator.  Good credit makes the elevator go up and negative credit makes the elevator go down.  Someone with no credit or very limited credit will see minimal increase in their credit scores even by removing late payments and collection accounts. We will teach you how to build the right kind of credit to maximize your potential score without you incurring and new debt.  It doesn’t take you writing a check every month to build great credit.

You are Unique

Every client has a unique credit history.  Therefore, we will review your past and help you prepare for the future.  You will receive from us after our phone interview and coaching a unique plan which will be your road map for maintain and building your credit and scores.

Goals and Promises

The techniques we use are proven and successful.  Everything we do is legal.  We will teach you everything we know and give you the tools to manage your credit in the future.  Federal Trade Commission (FTC) regulates credit repair companies and the credit disputing process.  It is against the law for any credit repair company to make a “guarantee” specific to removing late pays, collection accounts, or judgments.  Therefore we make no guarantees to you as to which accounts will or will not be deleted from your credit profile.    Once again we are more than just a credit repair company.  If you follow our individual credit score improvement plan your scores will go up and should see improvement of 60-80 points a year until you reach a score of 680. This is our goal for you!

Personal Service

This company was created on a belief that quality is better than quantity.  This company is just Rob and Jo.  One of us will be your coach.  We do all the work ourselves and don’t rely on processors in assisting us. This is the truest form of personal service which is important to us.