Credit Bureaus

There are three main credit bureaus. Each bureau keeps their own set of records. While each bureau works a little differently the concepts and techniques are the same. Your creditor can choose not to report to any of the bureaus or can report to any combination of the three. In some areas of the country some bureaus are more often utilized. We will focus on all three bureaus to obtain maximum results.

• Equifax www.equifax.com
• Transunion www.transunion.com
• Experian www.experian.com