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Why Personal Coaching?
You have heard the saying: "Feed a man a fish and you feed him for a day. If you teach a man to fish you feed him for a lifetime." I have simplified all aspects of credit and borrowing. I have taken something very complex and confusing and have made it simple and easy to understand.
Philosophy
I started MyCreditRepairCoach.com with the knowledge and experience from 15 years working in the lending industry. Everyday I worked with clients needing credit repair to get a mortgage or a better rate. Credit reports need to be managed on a periodic basis to ensure they remain accurate. Maintaining an accurate credit report is essential to receiving the best rates and services. Management of credit needs to be done before applying for credit.
Credit Scores
Credit scores are a numerical value assigned to your credit report. Higher credit scores = better credit. While the credit bureaus say the range is from 450-850. The highest I have seen is 820 and the low 480. The bureaus don’t disclose their secret formula for determining a credit score but after years of experience and speaking to many credit experts I will reveal several useful hints to help improve your score. Here is a brief summary of credit scores and how they relate to obtaining credit and low rate offers:
